Investment Options

The Board of Trustees of the Plan has retained Wells Fargo Advisors, LLC as its Investment Monitor and have decided to offer seven investment funds to you, based on recommendations made by Wells Fargo Advisors, LLC. The seven investment funds currently available are:

Stable Value Fund

Vanguard Retirement Savings Trust

Blended Funds

T. Rowe Price Retirement Balanced Fund
T. Rowe Price Retirement 2020 Fund
T. Rowe Price Retirement 2030 Fund
T. Rowe Price Retirement 2040 Fund

Stock Equity Funds

Vanguard Total Stock Market Index Fund
Vanguard Total International Stock Index Fund

Individual Direction

You may also direct the Trust Fund Office to invest all or a portion of your Accounts in any one or more publicly traded mutual funds by contacting the Trust Fund Office.  However, in that case your Accounts will be charged with the cost of carrying out your instructions.  Your individual account statement will state how much your Accounts have been reduced by this charge.  The maintenance charge at this time, is equal to $60 per month ($720 per year) and a fee of $17.50 per trade transaction.  Mutual funds may assess additional fees which can be obtained via the mutual fund’s prospectus or website.  The processing time for execution of initial investments may vary depending on the mutual fund.  For additional information regarding the procedures for making investment changes, please contact First Hawaiian Bank, the Plan’s Custodian at (808) 525-7722.